This is the kind of material that can't be elevated without help from behind the camera. Instead, the actors are left to gesture aimlessly through a stupefacient fog of clichs and insipid direction.

"Term Life" is cleanly plotted and tautly paced, but it's never as fun as it should be.

An asinine movie that has the premise for a thriller, the tone of a half-hearted neo-noir, and the plot of a daddy-daughter dramedy.

... a clichd noir wannabe script that manages only some meager laughs amid the generic shootouts and chase sequences.